Be advised that the Chiropractor RMO Self-Service is currently unavailable in PolicyHub and will be back again shortly, if you require immediate assistance with this please call 1800 810 213 |
Don't take our word for it, hear from some of these people that have experienced our service first-hand.
11/2023
Always helpful and have never had any issues with claims. We have dealt with them for a long time and they understand our business.
01/01/24
As a practitioner and building owner I have used Guild Insurance and have been satisfied with all claims made from lodgement through to completion of remedial work and finalisation of the claim.
19/11/23
Process was simple, smooth and easy! As a new provider, it was so helpful having an experienced person on the other side of the phone, discussing my insurance needs with me.
Our insurance policies are designed to support you. We have a range of covers to comprehensively protect your livelihood and your reputation.
Protects you for what you do in your profession.
Protects all aspects of your business – property, people and the interruptions.
Professional indemnity insurance covers you for your civil liability when a claim arises from a breach of your professional duty. For many professional policies at Guild Insurance they combine professional indemnity, professional liability, and product liability to cover more of your professional duties. Business insurance, on the other hand, is a broader category that encompasses various types of coverage designed to protect businesses from a wide range of risks. This can include property damage, theft, and liability claims from third parties.
For professionals providing advice or services:
For business owners protecting their operations:
If you are unsure of the cover you require, please contact us on 1800 810 213 to speak to an insurance specialist.
Tailored insurance solutions for diverse professions
Streamlined claim processes for quick resolution
Professional legal support from trusted Meridian Lawyers
See how we can help you in your industry.
It's why you're insured after all, so we've made the claims process quick and easy for you.
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The law governs that any professional exercise the required skill to an appropriate level expected by that profession. A professional may be liable for financial loss, injury or damage arising from an act, error or omission of fault if the professional has not acted to the required level of skill deemed in that profession. Failure through this may result in the claimant (person who suffered the loss) be awarded for that loss, damage or injury.
Many professions require you to hold a professional indemnity insurance policy by law, such as Ahpra registered professions, but can be for other industries such as financial institutions also. Please check with your registration body or associations of your profession to know if it is required by law to have professional indemnity insurance. It is often also required by companies who take on contract workers that are not governed under the companies own insurance policy. It is acceptable for a company to ask you as the professional contractor to provide evidence of cover for professional indemnity before starting the contract period.
As stated above professional indemnity insurance covers you for breaches in relation to your professional duty. Liability insurance covers you for activity that results in personal injury or property damage as a result of your business activities that do not relate to your specific profession. An example may be someone who trips and is injured from spilled water within your office may be covered under liability, because it is your duty of care as business person to provide a safe environment. Whereas a person who suffers a loss or injury because of your professional treatment in relation to your job has caused it would usually be consider as an indemnity breach.
Generally business insurance is to cover the physical assets of your business for material damage loss and options for theft cover. It can also include cover for financial loss due to business interruption. Usually basic insurance does not cover breach of duty or flood cover, but if you speak to an insurance specialist it can often be added to your policy for a nominal fee.
Depending on the policy you are taking out, covers will often vary. At Guild insurance we specialise in making a policy to suit your business so that you are not over paying for covers you wouldn't normally need. The best thing to do is call 1800 810 213 to speak to an insurance specialist, they can find out what activities and structure your business is in to then provide you with adequate cover for you.
A certificate of currency (or COC for short) is a written document that confirms that your insurance policy is current and valid at a specific date and time. At Guild we provide easy access to your COC at any time within a few clicks of our online portal PolicyHub. If you are a new customer we can provide you with one post purchase.
The Meridian team provide tailored legal services to Guild Insurance customers.
They're experts in advising and assisting Guild's insured customers with their corporate and commercial, employment, dispute resolution and property needs.