Certificate of Currency

What is a Certificate of Currency or COC?



A Certificate of Currency is a document that confirms a current policy is in place as of the date of issue, and lists the details of the insurance policy.

It is often required by Third parties to provide evidence that you have the appropriate cover for the asset or business.

Here are some Third parties that may request a Certificate of Currency (sometimes described as Certificate of Insurance);

  • A bank or financier may require a Certificate of Currency in order to confirm that the item or business they have loaned money for is insured, so they can be reimbursed in the event of a loss.
  • An employer for a contractor may request a Certificate of Currency to confirm public liability cover for the contractor to ensure that if the contractor causes property damage or is involved in an event resulting in litigation between the employer business and another party, or the contractor themselves.
Proof of Insurance:

If you were previously issued a Proof of insurance, or requested to provide a Proof of Insurance, you can now request a Certificate of Currency in its stead.
sample_coc

How do I get my Certificate of Currency (COC)?



As of 1st August 2018 customers who purchase a new policy, or renew a policy, the COC will be attached with your schedule email. If it is not attached, you can download a COC from Policy Hub.

 

Instruction for downloading a Certificate of Currency


To download your COC:

Step 1: Login to policy hub 
(please note, you will need your account number and policy number to login. These can be found on your policy documentation schedule)


 
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Step 2: After you have logged in you will be taken to the home page. On the top banner there is a button to 'Download Certificate of Currency', click this button. 
 
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Step 3: Select the policy you wish to get the COC for and click view
 
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Step 4: On the right hand side there is a list of documents relevant to the selected policy in which you can download. Click on the 'Download Certificate of Currency' button and the document will download on your device
 
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