With a partnership extending over 50 years, you can trust in the insurance cover provided for you jointly by PDL and Guild Insurance.
As a PDL member, you are afforded cover under PDL's Master Policy. This policy has been developed to meet the specific insurance needs of individual pharmacists and complies with the Pharmacy Board of Australia’s requirements for professional indemnity insurance (PII) arrangements under the National Law. To meet registration standards, as well as to ensure that your livelihood and reputation are protected, the PDL Master Policy includes:
- Professional indemnity cover - covering you for claims resulting from a breach of your professional duty in the provision of your professional services (as permitted by your registration). This includes any legal costs associated with any proceedings or inquiries brought against you by any statutory or regulatory body.
- Public Liability - cover for any bodily injury or property damage claims made against you by a third party arising from accidents that happen in connection with your professional services.
- Products Liability - cover for any bodily injury or property damage claims made against you by a third party arising from products sold or supplied by you.
When you cease practice, the PDL Master Policy will also provide you with ‘run-off cover’ in accordance with Registration standards i.e. you will be covered for any claims that arise from work that you performed prior to ceasing practice, subject to the policy’s terms and conditions.
