Hairdressing insurance
You bring skill, creativity, and care to every client, whether you're styling on the go, renting a chair, or contracting. Our professional liability insurance is designed to protect you, your reputation, and the tools of your trade. From your scissors to your clippers, we’ve got you covered so you can focus on what you do best.
Cover for public and products liability with treatment risk extension
Whether you're mobile, renting a chair, or working from home, this insurance is designed to support you as an individual professional, so you can focus on your craft with confidence.
Public and products liability insurance protects you if a client suffers an injury or property damage during a treatment, or due to a product you've used. Choose between $10M and $20M limits.
The treatment risk extension ($500K sub-limit applies) adds an extra layer of protection for services that carry higher risks, like chemical treatments, colouring, or scalp care.
Cover for equipment and extended treatment risk
Your tools are your livelihood, and we know that some equipment is highly valuable. This cover helps protect your gear from theft, accidental damage, or loss, whether you're working in a shared space or on the move. From scissors and clippers to straighteners, or your work-related phone.
Choose from $5,000 to $10,000 annually for equipment (with a $2500 per item limit).
If your equipment is damaged or stolen, this insurance helps you recover quickly without financial strain. It’s practical protection for the tools you rely on every day*.
Insurance for hair salons and barbershops
Specially designed business insurance for hair salons and barbershops.
Why choose Guild Insurance
Pay by the month at no extra cost
Insuring Australians for over 60 years
100% Australian owned
FAQs for hairdressing insurance in Australia
Not just an insurance policy
Risk articles with RiskHQ
You can visit RiskHQ at any time to read up about the unique risks you face as a hair salon or barbershop. We cover a variety of risk management topics, from managing complaints, to social media risks, maintaining your fitness centre, and much more.
Are you prepared for a power outage?
Power outages are unfortunately becoming a somewhat common occurrence in parts of Australia. The threat of heatwaves, and therefore higher than usual demands on power, means that power outages are a real threat to many businesses over summer.
*Coverage excludes mobile phones, laptops/computers.
