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    Protects you for what you do in your profession.

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    Protects all aspects of your business – property, people and interruptions.

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    Protection for the roof over your head (and everything under it!).
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    Protection for your vehicle, whether it’s your pride and joy or simply the means to get you from A-B.

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    PolicyHub allows you to view your policy, make payments and update your personal information at a time and place that is convenient for you.

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    Professional Indemnity and Business Insurance to cover you in your profession and your business in its daily working

    If someone makes a claim against you, don’t stress – you’ll have us there to support you every step of the way.

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    Workers compensation

    Workers’ safety is not just about the law; it’s about keeping each other out of harm’s way.

    You and your workers need to be safe and healthy to continue living and working in our community. It’s what is most important in your business, and that makes it important to us.

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    Whether it’s your pride and joy, or simply the means to get you from A to B, your car is important to you. And that makes it important to us. Read more

    Home & Contents


    Home is where the heart is. You want to keep your heart beating strong, and that’s where we come in. Read more

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    Pet insurance

    Vets Choice is a pet insurance product endorsed by vets for pets, and is backed by a 20-year partnership between Guild Insurance and the Australian Veterinary Association (AVA).

    Visit Vets Choice

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    Making a claim

    The whole reason you have insurance is for support when the unfortunate happens. That’s why we’ve made our claims process as simple as possible.

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Be part of
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bigger.

 

Insurance for physiotherapists

Your patients rely on you for many different reasons. You can rely on us to financially protect your livelihood.

Our policies are tailored to your unique needs as a physiotherapist, and are built to grow with you no matter what stage of your career you’re at.

 

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Physiotherapists

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Update your policy or account details, and also download a COC

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FAQs

The law governs that any professional exercise the required skill to an appropriate level expected by that profession. A professional may be liable for financial loss, injury or damage arising from an act, error or omission of fault if the professional has not acted to the required level of skill deemed in that profession. Failure through this may result in the claimant (person who suffered the loss) be awarded for that loss, damage or injury.

Many professions require you hold a professional indemnity insurance policy by law, such as AHPRA registered professions, but can be for other industries such as financial institutions also. Please check with your registration body or associations of your profession to know if it is required by law to have professional indemnity insurance. It is often also required by companies who take on contract workers that are not governed under the companies own insurance policy. It is acceptable for a company to ask you as the professional contractor to provide evidence of cover for professional indemnity before starting the contract period.

As stated above professional indemnity insurance covers you for breaches in relation to your professional duty. Liability insurance covers you for activity that results in personal injury or property damage as a result of your business activities that do not relate to your specific profession. An example may be someone who trips and is injured from spilled water within your office may be covered under liability, because it is your duty of care as business person to provide a safe environment. Whereas a person who suffers a loss or injury because of your professional treatment in relation to your job has caused it would usually be consider as an indemnity breach.

Generally business insurance is to cover the physical assets of your business for material damage loss and options for theft cover. Also it can include cover for financial loss due business interruption. Usually basic insurance does not cover breach of duty or flood cover, but if you speak to an insurance specialist it can often be added to your policy for a nominal fee.

Depending on the policy you are taking out, covers will often vary. At Guild insurance we specialise in making a policy to suit your business so that you are not over paying for covers you wouldn't normally need. The best thing to do is call 1800 810 213 to speak to an insurance specialist, they can find out what activities and structure your business is in to then provide you with adequate cover for you.

A certificate of currency (or COC for short) is a written document that confirms that your insurance policy is current and valid at a specific date and time. At Guild we provide easy access to your COC at any time within a few clicks of our online portal Policy Hub. If you are a new customer we can provide you with one post purchase.

Why Guild Insurance?

For over 55 years, our customers have continued to be central to everything we do. 
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Insurance issued by Guild Insurance Ltd, ABN 55 004 538 863, AFSL 233791. Guild Insurance supports your association through the payment of referral fees. This information contains general advice only and does not take into account what you currently have, want and need for your personal circumstances. It is important for you to consider these matters and read the policy and/or the Product Disclosure Statement (PDS) before you make a decision about an insurance product. Subject to underwriting approval. Terms and Conditions apply (including exclusions and limitations). You can get a copy of the PDS by calling 1800 810 213

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