Osteopath business insurance

  • Tailored protection - cover built around your unique business, not one-size-fits-all.
  • What matters most - safeguard the people, assets and future you've worked hard for.
  • Proven expertise - over 60 years protecting Australian businesses just like yours.

Principal partner of

 

Osteopathy australia

Exercise-Physiology-business-insurance

 

Cover and benefits in this osteopath insurance policy

When you insure with Guild, you can select the covers you need and enjoy a range of benefits. Get the peace of mind that comes with a robust all-in-one insurance package designed for osteopaths. We make it easy to bundle the essential covers for your practice, ensuring you're fully protected.

  • Cover for business propertyFull accidental damage cover for your business property
  • Cover for moneyCover for loss of income due to an interruption in your business trading, including power outages
  • Cover machinery BreakdownCover if your machinery or electronic equipment breaks down
  • Cover for public liabilityPublic and Products Liability
  • Professional Indemnity NavyProfessional Indemnity
  • Business Insurance NavyBusiness Contents
  • Cover for theftTheft
  • Cover for motorCommercial motor vehicle cover gives you the option of insuring your business vehicles in the one policy
  • Reinstatement coverReinstatement Plus cover (optional) so if you suffer a total loss, this cover provides a safety net on top of the amount you're insured for
  • 24/7 Support IconRound-the-clock support with 24 / 7 claim support line availability
  • Cover for business interruptionBusiness Interruption
  • Cover for glassGlass Replacement
  • Flood CoverFlood Cover
  • Cover for tax auditTax Audit cover

To find out more or to get your hands on our policy wording, simply call us on 1800 810 213.

Common osteopath FAQs

Generally business insurance is to cover the physical assets of your business for material damage loss and options for theft cover. It can also include cover for financial loss due to business interruption. Usually basic insurance does not cover breach of duty or flood cover, but if you speak to an insurance specialist it can often be added to your policy for a nominal fee.

Professional indemnity insurance covers you for breaches in relation to your professional duty. Liability insurance covers you for activity that results in personal injury or property damage as a result of your business activities that do not relate to your specific profession. An example may be someone who trips and is injured from spilled water within your office may be covered under liability, because it is your duty of care as business person to provide a safe environment. Whereas a person who suffers a loss or injury because of your professional treatment in relation to your job has caused it would usually be consider as an indemnity breach.

Depending on the policy you are taking out, covers will often vary. At Guild insurance we specialise in making a policy to suit your business so that you are not over paying for covers you wouldn't normally need. The best thing to do is call 1800 810 213 to speak to an insurance specialist, they can find out what activities and structure your business is in to then provide you with adequate cover for you.

A certificate of currency (or COC for short) is a written document that confirms that your insurance policy is current and valid at a specific date and time. At Guild we provide easy access to your COC at any time within a few clicks of our online portal PolicyHub. If you are a new customer we can provide you with one post purchase.

Our partnership with osteopathy australia

Guild is the principal partner of Osteopathy Australia and has been for years.

We work closely with your association to tailor an insurance policy suited to your unique needs.

Osteopathy Australia is the peak body representing osteopaths, committed to advancing the profession and supporting safe, effective, and evidence-informed care. As an Osteopathy Australia member running a business, it's essential to have insurance that protects you, your clients, and your practice.

 

Not just an insurance policy
Risk articles with RiskHQ

Osteopaths

You can visit RiskHQ at any time to read up about the unique risks you face as a Business Owner. We cover a variety of risk management topics, from managing complaints, to social media risks, maintaining your business, and much more.

advertising
Business
16 April 2025

Stay on the right side of Ahpraโ€™s advertising requirements

While there are laws for advertising any business in Australia, the Australian Health Practitioner Regulation Agency (Ahpra) has specific requirements for anyone advertising a regulated health service. These requirements apply equally to all types of health professionals regulated by Ahpra.

user1
Record keeping requirements
Business
19 March 2025

Record keeping requirements.

Clinical record keeping is unfortunately one of those dreaded risk management topics. Guild Insurance understands that it isn’t the most interesting topic for health practitioners to spend time thinking and talking about. 

user1
Business

Insurance for osteopath professionals

If you're an osteopath providing tailored treatment and advice, it's essential to protect yourself from potential claims. Learn more about professional indemnity insurance designed specifically for osteopaths.

Osteopath Indemnity Insurance

Osteopath professional indemnity and public liability insurance
Was this page helpful?

*Coverage up to $20 million requires your selection of cover up to this limit during the quote and purchase process.