Exercise physiologists business insurance

  • Tailored protection - cover built around your unique business, not one-size-fits-all.
  • What matters most - safeguard the people, assets and future you've worked hard for.
  • Proven expertise - over 60 years protecting Australian businesses just like yours.

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Cover and benefits of this exercise physiology insurance policy

When you insure with Guild, you can select the covers you need and enjoy a range of benefits. Get the peace of mind that comes with a robust all-in-one insurance package designed for exercise physiologists. We make it easy to bundle the essential covers for your practice, ensuring you're fully protected.

  • Cover for business propertyFull accidental damage cover for your business property
  • Cover for moneyCover for loss of income due to an interruption in your business trading, including power outages
  • Cover machinery BreakdownCover if your machinery or electronic equipment breaks down
  • Cover for public liabilityPublic and Products Liability
  • Professional Indemnity NavyProfessional Indemnity
  • Business Insurance NavyBusiness Contents
  • Cover for theftTheft
  • Cover for motorCommercial motor vehicle cover gives you the option of insuring your business vehicles in the one policy
  • Reinstatement coverReinstatement Plus cover (optional) so if you suffer a total loss, this cover provides a safety net on top of the amount you're insured for
  • 24/7 Support IconRound-the-clock support with 24 / 7 claim support line availability
  • Cover for business interruptionBusiness Interruption
  • Cover for glassGlass Replacement
  • Flood CoverFlood Cover
  • Cover for tax auditTax Audit cover

To find out more or to get your hands on our policy wording, simply call us on 1800 810 213.

Common exercise physiology FAQs

Generally business insurance is to cover the physical assets of your business for material damage loss and options for theft cover. It can also include cover for financial loss due to business interruption. Usually basic insurance does not cover breach of duty or flood cover, but if you speak to an insurance specialist it can often be added to your policy for a nominal fee.

Professional indemnity insurance covers you for breaches in relation to your professional duty. Liability insurance covers you for activity that results in personal injury or property damage as a result of your business activities that do not relate to your specific profession. An example may be someone who trips and is injured from spilled water within your office may be covered under liability, because it is your duty of care as business person to provide a safe environment. Whereas a person who suffers a loss or injury because of your professional treatment in relation to your job has caused it would usually be consider as an indemnity breach.

Depending on the policy you are taking out, covers will often vary. At Guild insurance we specialise in making a policy to suit your business so that you are not over paying for covers you wouldn't normally need. The best thing to do is call 1800 810 213 to speak to an insurance specialist, they can find out what activities and structure your business is in to then provide you with adequate cover for you.

A certificate of currency (or COC for short) is a written document that confirms that your insurance policy is current and valid at a specific date and time. At Guild we provide easy access to your COC at any time within a few clicks of our online portal PolicyHub. If you are a new customer we can provide you with one post purchase.

Our partnership with ESSA

Guild is the principal partner of ESSA and has been for years.

We work closely with your association to tailor an insurance policy suited to your unique needs.

Exercise & Sports Science Australia (ESSA) is the peak body for exercise physiologists, committed to enhancing the health and wellbeing of Australians through evidence-based exercise interventions. As an ESSA-accredited professional running a business, it's essential to have insurance that protects you, your clients, and your practice.

Not just an insurance policy
Risk articles with RiskHQ

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You can visit RiskHQ at any time to read up about the unique risks you face as a Business Owner. We cover a variety of risk management topics, from managing complaints, to social media risks, maintaining your business, and much more.

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If you're an exercise physiologist providing tailored treatment and advice, it's essential to protect yourself from potential claims. Learn more about professional indemnity insurance designed specifically for exercise physiologists.

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*Coverage up to $20 million requires your selection of cover up to this limit during the quote and purchase process.