Early Learning and Child Care Centres Business Insurance
- Tailored protection - cover built around your unique business, not one-size-fits-all.
- What matters most - safeguard the people, assets and future you've worked hard for.
- Proven expertise - over 60 years protecting Australian businesses just like yours.
Principal partner of
Key Inclusions in Our Business Insurance Package
When you insure with Guild, you can select the covers you need and enjoy a range of benefits. Get the peace of mind that comes with a robust all-in-one insurance package designed for exercise physiologists. We make it easy to bundle the essential covers for your practice, ensuring you're fully protected.
Full accidental damage cover for your business property
Cover for loss of income due to an interruption in your business trading, including power outages
Cover if your machinery or electronic equipment breaks down
Public and Products Liability 
Professional Indemnity 
Business Contents 
Theft
Commercial motor vehicle cover gives you the option of insuring your business vehicles in the one policy
Reinstatement Plus cover (optional) so if you suffer a total loss, this cover provides a safety net on top of the amount you're insured for
Round-the-clock support with 24 / 7 claim support line availability
Business Interruption
Glass Replacement
Flood Cover
Tax Audit cover
To find out more or to get your hands on our policy wording, simply call us on 1800 810 213.
FAQs
Generally business insurance is to cover the physical assets of your business for material damage loss and options for theft cover. It can also include cover for financial loss due to business interruption. Usually basic insurance does not cover breach of duty or flood cover, but if you speak to an insurance specialist it can often be added to your policy for a nominal fee.
Professional indemnity insurance covers you for breaches in relation to your professional duty. Liability insurance covers you for activity that results in personal injury or property damage as a result of your business activities that do not relate to your specific profession. An example may be someone who trips and is injured from spilled water within your office may be covered under liability, because it is your duty of care as business person to provide a safe environment. Whereas a person who suffers a loss or injury because of your professional treatment in relation to your job has caused it would usually be consider as an indemnity breach.
Depending on the policy you are taking out, covers will often vary. At Guild insurance we specialise in making a policy to suit your business so that you are not over paying for covers you wouldn't normally need. The best thing to do is call 1800 810 213 to speak to an insurance specialist, they can find out what activities and structure your business is in to then provide you with adequate cover for you.
A certificate of currency (or COC for short) is a written document that confirms that your insurance policy is current and valid at a specific date and time. At Guild we provide easy access to your COC at any time within a few clicks of our online portal PolicyHub. If you are a new customer we can provide you with one post purchase.
Our partnership with ACA
Guild is the principal partner of the Australian Childcare Alliance (ACA) and has been for years.
We work closely with your association to tailor insurance solutions that suit the unique needs of early learning professionals.
The ACA represents the voice of early childhood education and care services across Australia, advocating for quality outcomes for children, families, and providers. As an early learning professional running a business, it’s essential to have insurance that protects you, your team, and the children in your care.
Not just an insurance policy
Risk articles with RiskHQ
You can visit RiskHQ at any time to read up about the unique risks you face as a Business Owner. We cover a variety of risk management topics, from managing complaints, to social media risks, maintaining your business, and much more.
Looking after artificial turf
Artificial turf or grass is, understandably, commonly used in early learning services. This turf can look lush and green all year round without watering or cutting. However, it isn’t necessarily the perfect and simple outdoor solution some of us may think or wish it was. Unfortunately, Guild Insurance sees numerous cases of poorly laid and/or maintained turf which can become damaged over time. This damage can include raised and uneven surfaces, curled edges and rips and tears. Not only does this look unsightly, but it can also create an unsafe surface which could lead to trips and falls and therefore injuries.
*Coverage up to $20 million requires your selection of cover up to this limit during the quote and purchase process.
