Features & Benefits of Insurance for Exercise Professionals*

To start with, we’ve matched the limits for professional indemnity, public liability and products liability of the previous Fitness Australia insurer.

Plus, we’ve added a whole lot more! 

The result is that our Insurance for Exercise Professionals policy gives you the covers of Professional Indemnity, Public Liability and Products Liability, plus a range of important additional covers - all within a single convenient policy.

That’s just part of the reason why Fitness Australia now refers members to us.  

Get a Quick Quote or Apply Online right now.

Policy FeatureBenefit to You

Combined Liabilities Cover

Our Insurance for Exercise Professionals includes Professional Indemnity Insurance together with Public Liability Insurance and Products Liability Insurance under a ‘combined liabilities’ policy. This means you get the benefit of all 3 important covers within a single convenient policy.

Flexible Period of Cover

You can choose 1 or 2 years cover.

Standard Limits of Cover

You get the Standard $5 million Professional Indemnity, plus a choice of either:

  1. $10 million Public Liability & Products Liability
  2. $20 million Public Liability & Products Liability

Care, Custody or Control Cover

This provides Cover for Property in Your Care.
If you find yourself legally liable for your clients’ property, or even the property of a gym, this cover protects you for unforseen damage or the cost of replacing it up to a maximum of $100,000.

Loss of Documents $250k.

This provides Cover for loss of your clients documents.
If you are legally liable for your clients’ health records, this cover protects you for unforseen damage or the cost of replacement up to a maximum of $250,000.

Standard $250 excess

We only have one level of excess - a low standard $250. 

Excess is cost exclusive

If a claim against you is successfully defended, there is no excess to pay.

Direct Insurer

As a direct insurer rather than a broker, we’ll work together with you whether you have a question about your cover or need to make a claim.


* For full scope of cover please refer to Guild's Insurance For Exercise Profesionals Combined Liabilities policy.

Guild Insurance will support Fitness Australia Limited through the payment of referral fees for certain products or services you take out with them. Guild Insurance Limited ABN 55 004 538 863, AFS Licence no. 233791 *For full scope of cover please refer to Guild’s Insurance For Exercise Professionals Combined Liabilities policy.

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Guild Insurance Limited ABN 55 004 538 863, AFS Licence No. 233791. Guild Insurance supports your association through the payment of referral fees for certain products or services you take out with Guild. This information is of a general nature only and is not intended to constitute the provision of advice. Before making any decision in relation to any of the products mentioned, you should consider your own circumstances, financial situation and needs. Acceptance of applications is subject to underwriting approval. Please refer to the relevant Product Disclosure Statement (PDS) for full terms and conditions (including exclusions and limitations) of the insurance cover. You should consider the PDS in deciding whether to acquire, or continue to hold, the product. A PDS is available by contacting us on 1800 810 213.