Optometry Features & Benefits

Guild's Optometrists Business Insurance is designed to come through for you when it counts with a secure cover that won't catch you short.

With Guild Insurance you have:

  • 24/7 Claims Support

Whenever you need us, we're there. We can organise repairs for you or you can use your preferred supplier.

  • Full Replacement Cost cover

We pay the actual cost to rebuild or replace your building and content even if you are inadvertently underinsured, giving you added security.

  • A Dedicated Customer Service Executive

A Customer Service Executive from your state office can give you personal service and help you deal with any insurance issues.

  • Free Legal Advice

Access to free legal support and advice in the event of a liability incident or claim. Call 1800 810 213.

ContentIncludes

Damage to building and contents

Full replacement cost cover on your building and all practice contents.

If your building is destroyed, you will also receive cover for any extra rebuilding costs (including demolition or dismantlement) necessary to comply with the requirements of any government, public authority, or any local, municipal or statutory authority.

Practice Interruption

Protection for loss of revenue if the practice is interrupted, or interfered with, due to specific events.
You are also covered for loss of rent, while the premises are uninhabitable due to damage or prevention of access.

Debtors Records

Reconstructing books of account and loss of revenue that arises from your inability to collect amounts owing to you by debtors as a result of damage.

Burglary of your practice contents

Cover for loss or damage resulting from theft or attempted theft.

Additional Benefits

  • $10,000 cover for contents temporarily removed from the practice to any building in Australia
  • $500 cover for customers goods
  • $500 cover for equipment on hire
  • $500 cover for personal effects
  • $1,000 cover for replacement of locks & keys
  • Cover for restoration of your security system

Money

Loss of money.

Employee Dishonesty

Loss due to any act of fraud or dishonesty by an employee.

Equipment Breakdown

Protects you against costly repairs or replacement of equipment if it breaks down. We can also provide you with cover for reconstructing electronic records, hiring substitute equipment and loss of refrigerated stock.

Glass

Replacement of damaged internal and external glass and signs.

Practice contents in transit

Accidental Damage - for your practice premises, contents and stock.
    Liability Public and Products Liability.

    Call our Customer Service Executives to arrange a quote on 1800 810 213.


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    Guild Insurance Limited ABN 55 004 538 863, AFS Licence No. 233791. Guild Insurance supports your association through the payment of referral fees for certain products or services you take out with Guild. This information is of a general nature only and is not intended to constitute the provision of advice. Before making any decision in relation to any of the products mentioned, you should consider your own circumstances, financial situation and needs. Acceptance of applications is subject to underwriting approval. Please refer to the relevant Product Disclosure Statement (PDS) for full terms and conditions (including exclusions and limitations) of the insurance cover. You should consider the PDS in deciding whether to acquire, or continue to hold, the product. A PDS is available by contacting us on 1800 810 213.