Physiotherapist
Were you the lucky winner of one of our iPads?
Thanks to everyone who provided their home and car insurance renewal date as part of our ‘Win an iPad’ competition!
The three lucky winners were:
- Luke Madden
- Caroline McCabe
- Ralph Mesiti
Congratulations, we hope you all enjoy your prize.
"Switch your Insurance and win a Navman" competition winner
The winner of this competition is Peter Pitt from Tasmania. Congratulations Peter!
Would your PI cover extend to your working overseas?
Guild Insurance has received enquiries from practitioners about whether their current professional indemnity insurance will cover them when they are treating Australian athletes or team members outside of Australia.
Affected by the floods? Give us a call
Guild Insurance customers affected by the floods in Queensland are encouraged to call us for assistance.
We are already working with a number of customers affected by the floods, to process their claims and start the road to recovery.
If your home or business suffers damage, you can contact us anytime on our 24/7 emergency claims lines.
Businesses call 1800 810 213
Home and car owners call 1300 988 988
Top 10 home security tips for the holiday season
Summer is a time to enjoy the company of family and friends and maybe even a trip away. To help you keep your summer a safe and happy one, here are our top 10 home security tips for the holiday season.
Competition Winner
Congratulations to Elizabeth Wilson from Bacchus Marsh VIC who won an Apple iPad at the Australian Physiotherapy Association Congress held on the Gold Coast from 27 – 31 October 2010How will your insurance respond in the event of a claim?
While it can be easy to view all insurance covers as one-and-the-same, each insurance policy provides different levels of cover and every insurer responds with different levels of service to support you in the event of a claim.In the event of a claim, some key things that you are likely to consider are:
The risks outside your practice door
Imagine… your patient leaves the practice on a drizzly and dark winter night and slips where water has pooled, re-aggravating the injury you have been treating. Not only do you lose a loyal customer, they turn around and sue you for negligence.
Your duty of care to your patient doesn’t finish in the treatment room but extends to the entire premises. Whether leased or owned, as an occupier of a premises, any foreseeable risks to patients, visitors, or even employees could see you liable for damages if they are not addressed.
Instilling confidence and giving fair warning
As a trained health professional, you have a right to display confidence in your ability to treat patients and to expect to see the positive results of your skilled intervention. However, you also would know that there are no guarantees in life, and that there is bound to be some degree of variability in treatment outcomes from patient to patient. Finding the right balance between showing confidence in your treatment plans and giving fair warning of any risk associated with your treatment is key to obtaining informed consent from your patients.
Do I need my own cover?
Is professional indemnity (PI) insurance cover best held by the employer or the individual practitioner?
Guild Insurance provides cover on an individual practitioner basis as we view this as the best way for physiotherapists to meet their PI insurance requirements.
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