Pharmacists Business Insurance
- Tailored protection - cover built around your unique business, not one-size-fits-all.
- What matters most - safeguard the people, assets and future you've worked hard for.
- Proven expertise - over 60 years protecting Australian businesses just like yours.
We are owned by
Key Inclusions in Our Business Insurance Package
When you insure with Guild, you can select the covers you need and enjoy a range of benefits. Get the peace of mind that comes with a robust all-in-one insurance package designed for pharmacists. We make it easy to bundle the essential covers for your practice, ensuring you're fully protected.
Full accidental damage cover for your business property
Cover for loss of income due to an interruption in your business trading, including power outages
Cover for deterioration of cold stock, including vaccines
Tax Audit cover helps with professional fees you incur in the case of an audit
Commercial motor vehicle cover gives you the option of insuring your business vehicles in the one policy
Reinstatement Plus cover so if you suffer a total loss, this cover provides a safety net on top of the amount you're insured for
Trauma cover provides support for staff and customers in the event of a traumatic criminal incident, such as an armed robbery
To find out more or to get your hands on our policy wording, simply call us on 1800 810 213.
FAQs
Generally business insurance is to cover the physical assets of your business for material damage loss and options for theft cover. It can also include cover for financial loss due to business interruption. Usually basic insurance does not cover breach of duty or flood cover, but if you speak to an insurance specialist it can often be added to your policy for a nominal fee.
Professional indemnity insurance covers you for breaches in relation to your professional duty. Liability insurance covers you for activity that results in personal injury or property damage as a result of your business activities that do not relate to your specific profession. An example may be someone who trips and is injured from spilled water within your office may be covered under liability, because it is your duty of care as business person to provide a safe environment. Whereas a person who suffers a loss or injury because of your professional treatment in relation to your job has caused it would usually be consider as an indemnity breach.
Depending on the policy you are taking out, covers will often vary. At Guild insurance we specialise in making a policy to suit your business so that you are not over paying for covers you wouldn't normally need. The best thing to do is call 1800 810 213 to speak to an insurance specialist, they can find out what activities and structure your business is in to then provide you with adequate cover for you.
A certificate of currency (or COC for short) is a written document that confirms that your insurance policy is current and valid at a specific date and time. At Guild we provide easy access to your COC at any time within a few clicks of our online portal PolicyHub. If you are a new customer we can provide you with one post purchase.
The Pharmacy Guild of Australia
Guild Insurance is the long-standing principal partner of the Pharmacy Guild of Australia.
We’ve worked closely with the Pharmacy Guild for many years to develop insurance solutions tailored to the unique needs of community pharmacies.
The Pharmacy Guild of Australia is the national peak body representing community pharmacy owners, dedicated to supporting the viability and excellence of the profession. As a Guild member operating a pharmacy business, it’s essential to have insurance that protects you, your team, and your livelihood.
Not just an insurance policy
Risk articles with RiskHQ
You can visit RiskHQ at any time to read up about the unique risks you face as a Business Owner. We cover a variety of risk management topics, from managing complaints, to social media risks, maintaining your business, and much more.
Stay on the right side of Ahpra’s advertising requirements
While there are laws for advertising any business in Australia, the Australian Health Practitioner Regulation Agency (Ahpra) has specific requirements for anyone advertising a regulated health service. These requirements apply equally to all types of health professionals regulated by Ahpra.
Record keeping requirements.
Clinical record keeping is unfortunately one of those dreaded risk management topics. Guild Insurance understands that it isn’t the most interesting topic for health practitioners to spend time thinking and talking about.
Professional Insurance for Pharmacists
If you're a pharmacist providing tailored treatment and advice, it's essential to protect yourself from potential claims. Learn more about professional indemnity insurance designed specifically for pharmacists.
*Coverage up to $20 million requires your selection of cover up to this limit during the quote and purchase process.
