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If someone makes a claim against you, don’t stress – you’ll have us there to support you every step of the way.
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Vets Choice is a pet insurance product endorsed by vets for pets, and is backed by a 33-year partnership between Guild Insurance and the Australian Veterinary Association (AVA).
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The whole reason you have insurance is for support when the unfortunate happens. That’s why we’ve made our claims process as simple as possible. Make a claim
An Australian first in vet protection
An Emergency Animal Disease may be unlikely but it’s far from unheard of. And until now, if you decided to take part in an Emergency Animal Disease Response (EADR) as a private practising vet, you wouldn’t have been covered?
In an Australian first, Animal Health Australia, the Australian Veterinary Association (AVA) and Guild Insurance have put together a framework that will cover private practising vets who choose to become involved in an EADR. No other insurance provider offers you this unique cover.
It’s why you’re insured after all, so we’ve made the claims process quick and easy for you. Need to claim?
“I praise Guild Insurance for developing a product to protect the veterinarian profession in emergency animal disease responses.” Ron Glanville, BSc, BVSc, MVS Biosecurity Advisory Service
Get a quote from one of our Insurance Specialists today! You’ll have a tailored policy to suit your business before you know it.
We’re here to help you, so feel free to contact one of our Insurance Specialists on 1800 810 213.
Free tools and resources to help you avoid a claim.
We tailor insurance to meet your specific business needs
Alternatively you can call directly on 1800 810 213
Designing the framework was complex, but the benefits to vets are simple.
Now you can respond to an extraordinary situation without having to worry about any outside repercussions.
Steps to take if an EAD is declared and you decide to help:
This is proof you’re covered.
For more information about EADR visit Animal Health Australia, view the most recent FAQ's
If you aren’t a current Guild Insurance customer but want to assist, we answer your questions below.
You’ll need to call us on 1800 810 213 straight away and we’ll let you know if Guild is covering the particular EAD. We will assess if we will cover the declared EADR on a case by case basis.
1. We’ll assess your application for Veterinary Professional Indemnity insurance.
2. If your application is accepted we’ll provide cover which includes EADR.
If we are covering the EAD then we’ll need to organise payment of the premium for your new policy and issue you with a Certificate of Currency.
If you own or manage a practice or are a contractor we have outlined a few of the frequently asked questions below
An Emergency Animal Disease (EAD) is a disease that is likely to have significant effects on livestock – potentially resulting in livestock deaths, production loss, and in some cases, impacts on human health and the environment. Private practising vets may be called upon and asked to help with an outbreak.
Yes. The government may call on private practising vets to assist if an Emergency Animal Disease Response (EADR) is declared – at which time private practising vets are able to choose to involve their business.
Call Guild Insurance on 1800 810 213 straight away and we’ll let you know if the particular EAD is covered under your policy. We will assess if we will cover the declared EADR on a case-by-case basis. We’ll talk you through what needs to happen.
You’ll be issued a Certificate of Currency via email, which serves as proof you are covered. Once you have your certificate you are able to assist knowing you’re covered.
It’s important to note you’ll need to call us for your EADR cover to be activated and provide us with a current email address so we can send your Certificate of Currency.
Nothing, as long as your existing Insurance Policy is current with Guild Insurance.
Yes, as your employees they are covered under your Veterinarian Business Insurance Policy.
Contractors employed by your business full or part time, will need their own cover. If the contractor has Guild Veterinarians Business insurance policy, they are covered. They still need to contact us to activate the EADR cover.
Other insurance cover you may need to consider:
When you call us for your EADR cover to be activated and provide us with a current email address so we can send your Certificate of Currency.
Yes absolutely. You need to contact us for your cover to be activated and in order to receive your Certificate of Currency.
No. If you have a Veterinary Business Policy your premiums will not be affected.
You will be eligible for run-off under the Retired Veterinarian Cover so you can let your policy run to the expiry and no further payment of premium is required.
You will continue to be covered for your past EAD program work.
You will need to consider purchasing a run-off policy from us for as long as you think you may be subject to a claim from the EAD program work you undertook.
If you are an employee vet we have outlined a few of the frequently asked questions below
Yes. The government may call on private practising vets to assist if an Emergency Animal Disease Response (EADR) is declared – at which time you are able to choose to be involved.
Your employer will need to call Guild Insurance on 1800 810 213 straight away and we’ll let you know if the particular EAD is covered under their policy. We will assess if we will cover the declared EADR on a case by case basis. We’ll talk them through what needs to happen.
Your employer will need to call us for your EADR cover to be activated.
If we are covering the EAD then we’ll need to issue them with a Certificate of Currency.
If you have been called on to assist as an individual and not through your employer then you will need to take out your own veterinarian liabilities policy with EADR endorsement.
If your employer is contracting their business to the government for EAD services, their policy may provide liabilities cover for you. Please check with your employer.
No, you are not covered. You would need to purchase an individual Veterinarian’s Professional Liability Policy and seek an extension of cover for the EAD work.
You will need to apply for a new Veterinarian’s Professional Liability insurance and seek an extension to the policy to cover the EAD work. We will issue you with a 12 month policy. If you cancel the policy once you no longer require it, the premium is not refunded in any way as the minimum period of insurance is 12 months.
We aim to provide the simplest claims process possible so you don’t have to worry.
For over 60 years, our customers have continued to be central to everything we do.